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Locus supports two ways to send USDC from your wallet:

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Direct to Address

Send USDC directly to any Base wallet address. The transfer is executed immediately on-chain.

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Direct to Email

Send USDC to anyone using just their email address—no wallet required on their end. When you initiate an email send, funds are held in a secure subwallet until the recipient claims them. They’ll receive an email with a one-time password and can withdraw to any wallet address of their choosing. Read more about the email send system.